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Micki Maynard · How Is Sub-Par Credit Affecting Your Life?
December 15th, 2011
Many people took a hit to their credit rating during the recession. For some, it’s because they took pay cuts or lost their jobs, making them late on payments. Others saw credit scores plunge due to short sales and foreclosures. We’d like to know how lower credit ratings are affecting your life.

the elements of a credit score
Let us know if you’ve seen your credit rating go down, and what the implications have been.
We’d also like to hear from you if you’ve had to use one of those “buy here-pay here” used car lots, where pretty much anyone can get a loan, but the interest rates may be sky high. How was your purchase different than the way you’d bought a car in the past?
Changing Gears looks forward to hearing from you.
